Monthly Archives: November 2017

What Are The Main Industries In Kenya

Kenya is the most industrialised country in East and Central Africa. Other countries in this region have for a long time been looking up to Kenya because of her strong political as well as economic strength.

Agriculture has over the years been the backbone of Kenyas economy. This is the most vibrant of all industries in the country and this country has therefore been the source of many agricultural products for export. This industry is well distributed across the country with different regions favouring the growth of various agricultural products depending mostly on climatic conditions. The Rift Valley is in particular identified with the growth of cereals like maize, wheat and sorghum as well as beef farming and milk production. Other parts of this region are also famous for horticultural products like flowers and fruits which make Kenya a major exporter of these products across the world. The Central region is on the other hand identified with the production of coffee and tea as well as a variety of nuts and fruits. All of the above products are majorly for export as well as for local consumption. Other parts of the country that are largely involved in major agricultural products include the Western part of Kenya where fishing is the main agricultural activity.

Besides agriculture, tourism is the other main industry in Kenya. Over the years, Kenya has been widely known for her diverse wildlife and cultural activities. This stature was further boosted in the recent past when Kenya was put on the international spotlight for her famous Maasai Mara Game Reserve. This was as a result of the now world renown phenomenon: the wildebeest migration that is witnessed around the months of August and September every year.

This aspect of the Mara has provided a great deal of publicity of not only this reserve but also other reserves, National Parks and the rich cultural experience that keeps visitors flowing to Kenya. One of the most famous of these cultures is that of the Kenya Maasai that has been well embraced by visitors across the world. The intrigue of their high jumping morans and the way they interact with the wildlife is a major attraction.

Besides the Mara, the Kenyan Coast is another major tourist attraction. It has been identified with international celebrities who not only visit regularly but have also gone ahead to buy prestigious homes here where they reside during their visits. Other visitors have an ample variety of world-class hotels to choose from on their visits to the Coast. Most of them are fully booked during the tourism boom periods mostly during winter seasons in the US and Britain.

Having realised the importance of tourism to the economy, the Kenyan Government has been working extremely hard to further promote tourism all over the world.

Another major industry in Kenya is the manufacturing industry. The country is not only involved in the export of raw products but it also has well established processing and manufacturing plants for different products. A number of these industries are for agricultural products mainly meat processing, coffee and tea processing and milk processing among others. A couple of other manufacturing firms have received international acclamation and they include alcohol production and a number of companies that manufacture food products. All of these products are not only for local consumption, but also for export in the East and Central Africa region and beyond.

Leather Industry Of India

The leather industry in India holds a very prominent place in the Indian economy. The leather and leather products industry is one of the oldest manufacturing industries in India. The Indian leather industry provides employment to about 2.5 million people in the country and has an annual turnover of approximately US$ 5,000,000.

The industry has a massive potential for providing more employment, growth, and exports. Recently, the exports of leather and leather products have gained massive momentum. The exports of Indian leather goods have registered phenomenal growth. This is mainly because great emphasis has been placed on the planned development of the leather industry and at the optimal utilization of available raw materials.

Over the years the leather industry in India has undergone drastic change from being a mere exporter of raw materials in the early 60’s and 70’s to now becoming an exporter of finished, value-added leather products. The main reason behind the transformation is the several policy initiatives taken by the government of India. The proactive government initiatives have yielded quick and improved results. Thanks to the government efforts today, the Indian leather industry has attained a prominent place in the Indian export and has made the industry one of the top 7 industries that earns foreign exchange for the country.

Since India adopted the globalization and liberalized economic policies in 1991, the leather industry has flourished consistently in several ways and has contributed heavily to the Indian exchequer. Though the industry has developed, it still has great potential for more growth and investments. Investing in Indian leather industry is particularly advantageous because the industry is poised to grow further and achieve a major share in the global trading market.

The government of India in its Foreign Trade Policy for 20002009 has identified the leather sector as a focus sector in view of its immense potential for export growth and generation of employment generation prospects.

Investment opportunities in the leather industry lie in different segments related to the industry, which include tanning and finishing of leather products, manufacturing of leather garments, manufacturing of leather footwear and footwear parts, and manufacturing of leather goods, such as harness and saddlery amongst a host of other opportunities.

Amongst all the industries mentioned above the footwear industry in particular holds greater potential for investments in India. India produces approximately 700 million pairs of leather footwear every year and accounts for an 18% share of the total Indian leather export.

After footwear manufacturing of leather goods promise great investment opportunity. Manufacturing of leather products, such as wallets, travel wares, belts, and handbags offer great returns on investment.

India is one of the best destinations in the world for investing in the leather industry because India is endowed with abundant raw materials required for the industry to grow. India has a huge population of cattle. India accounts for 21% of the worlds cattle and buffalo and 11% of the worlds goat and sheep population. Apart from the easy availability of raw materials, investors are able to enjoy an easy and abundant supply of skilled manpower, world-class technology, competent and favorable environmental standards, and the devoted support of allied industries.

Several leading international leather goods manufacturing brand names, such as Hugo Boss, Tommy Hilfiger, Versace, Guess, and DKNY, have invested in India and are engaged in sourcing leather goods from India.

Career Change – How To Get Into The Fmcg Industry

You are out of work and you’ve been on hundreds of job interviews and no job. You really need to find a job quickly as your savings and finances are slowly dwindling. Unemployment doesn’t cover all your expenses. You simply need to find a job in an industry that you can be certain won’t become depressed. What exactly can this be? You’ve heard the mantra people’s needs will never change. They have to eat, sleep and have somewhere to live. One of these needs fits into the FMCG or fast moving consumer goods industry. So how do you transition to a career in the FMCG? Here are four tips that will help you get a job in a recession proof industry.


If you already have a four year degree, then you are one step ahead of your competition. If not then you will need to get that piece of paper to be able to qualify. You can even get certifications in specific job fields. You may even want to take a workshop or go to a seminar. If it has been a while since you’ve gotten your degree you may want to brush up on a refresher business course to find out the latest business trends and terminology.


What type of job experience do you have? If you are a new college graduate then you will need to either need an internship or some type experience that will show you are well rounded and can work in a business environment. You need to have some type of referrals to include on your resume’. These cannot all be a personal reference. Keep this in mind during your summer breaks when you aren’t in school. Get a job to get some experience even if it means being a volunteer or a part-time job. If you can get it in a consumer goods field then this will be more relevant and make you one step closer to getting the job.


Who do you know? If you don’t know anyone that might work at Procter and Gamble or Coca- Cola don’t fret. You can put in your resume’ with a recruitment agency and tell them what type of job you are requesting. If you can join an association in your future job field they might be able to help you gain a job. If you are thinking about being a purchasing agent there are associations geared specifically for this area. These organizations will provide job leads and provide tips to help you.

Type of Jobs

There are so many jobs in the fast moving consumer goods industry that you shouldn’t have a problem locating a job. If you have an interest in almost anything that you can think of that is related to the manufacturing, producing, distributing, storing, packaging, and selling of goods and services then you can find a job in this field.

General Mills, Sara Lee, Coca-Cola, Pepsi, Nestle’ are all brand names that we all know and love. Anything that you use in your everyday actions on a regular basis are all potential job employers. So the next time you head to the grocery store or walk down the food aisle you are sure to find a company that will hire you as long as you have the experience, educational requirements, and able to get a job interview.

California Escrow Industry Group Seeks Uniform Regulation

In late May, the Santa Clara County, Calif. District Attorneys Office charged a former escrow officer with 32 counts of embezzlement and grand theft for allegedly living high on the hog on the tab of her clients.

Melanie Melim, a former escrow officer with Alliance Title Co., faces up to 21 years in prison for allegedly stealing more than $1 million from client escrow accounts funds that were considered to be guarded by a neutral third-party to the real estate transaction.

Instead, Melim used the funds to attend concerts and sporting events, take trips to Las Vegas and go on shopping sprees, authorities alleged.

As much as the allegations against Melim are personally troublesome, they also raise questions about the security of the escrow industry, a staple of the real estate business in California for more than a century.

But as the California escrow industry juggles confronting incidents such as these, waiting for the filing of a controversial rulemaking that would drastically cut its rates and pacing the floor of the state Capitol, one trade group has hinted that the industry may be gearing up for its toughest challenge yet.

An aligning of the stars
Members of the Escrow Institute of California (EIC), a trade group that represents the states licensed, independent escrow industry, are laying the groundwork for a cross-industry meeting of the minds to bring stability to an industry confounded by a confusing maze of uneven regulatory oversight.

The EIC has officially opened the door for formal discussion of a proposal to bring Californias escrow practitioners who, depending on their primary real estate business, must answer to one of five different state regulators under the umbrella of a comprehensive, uniform escrow law with a single regulator.

According to EIC President P.J. Garcia, its a system that could do much to solve the escrow industrys problems and relieve it of the burden of a regulatory structure that just doesnt make sense.

There is a broad array of bureaucracries that regulate escrow in California, to the extent that not even the regulators have an integral grasp of the picture, Garcia said. If that is the case, how can the consumer possibly understand it and know who to turn to? Its a question of enhancing consumer protection and streamlining government, both of which we think are good goals.

However, its an idea that has been tossed around before, without much agreement. Still, Garcia describes initial discussions among the various affected industries and regulators as encouraging.

Theres the sense that there is an aligning of the stars, she said. But the devil is in the details. What we have to do is build a consensus.

In the beginning
Independent escrow corporations have been providing closing services to California consumers in California since the late 1940s. The state Escrow Law, which was enacted in 1947, defines escrow providers as neutral, third-party agents for all principals in a real estate transaction.

The Escrow Law requires all corporations engaged in the escrow business as escrow agents to be licensed as independent escrow companies by the California Department of Corporations (DOC). However, in order to reach Californias more rural consumers, the state began to allow other real estate practitioners to provide escrow services to give consumers greater flexibility.

Thus, the state excluded the following groups from the licensure requirements of the Escrow Law:

Any person whose principal business is that of preparing abstracts or making searches of title that are used as a basis for the issuance of a policy of title insurance by a company doing business under any law of this state relating to insurance companies. These individuals are regulated by the Department of Insurance (DOI).

Any real estate broker licensed by the real estate commissioner while performing acts in the course of or incidental to a real estate transaction in which the broker is an agent or a party to the transaction and in which the broker is performing an act for which a real estate license is required. These individuals are regulated by the Department of Real Estate (DRE).

Any person doing business relating to banks, trust companies, building and loan or savings and loan associations. These individuals are regulated by either the DOC or the DRE.

Any person licensed to practice law in California who has a bona fide client attorney relationship with a principal in a real estate transaction and who is not actively engaged in the business of an escrow agent. These individuals are regulated by the state bar.
Garcia argued that while the current regulatory structure may have made sense when it was created, times have changed, and so should the system.

I think the market has changed over the last 60 years or so, particularly in the last 10 or 15 years, she said. Technology has made a lot of changes. Were no longer a predominantly rural state. Even the rural areas arent just rural anymore.

Moreover, escrow practitioners licensed by the DOC are subject to a higher regulatory standard than those who are exempt from the Escrow Law, Garcia said. DOC licensees undergo background checks and fingerprinting by the Department of Justice and are bonded by the Escrow Agents Fidelity Corp., while those who are exempt from the Escrow Law get the all-clear from their primary industry regulator.

Such uneven standards may be a factor contributing to incidents such as the one involving Melim, Garcia said.

Whenever something is reported, it is just reported as escrow. There is no distinction made as to who the regulator is, Garcia said. We all sort of get painted with the same broad brush, and that is not something we have been happy about.

Mike Belote, legislative advocate for the California Escrow Association (CEA), a trade group representing all escrow practitioners, agreed change is needed, but said the discussion has been simmering for 25 years without coming to a boiling point.

We think if you were creating an escrow regulation system from scratch, you wouldnt do it this way, Belote said. Everyone understands its a weird system we have now, but its been this way for over 50 years. The question is, how do you conform all of that if there is no political will to do that?

Winds of change
Its no secret that for more than a year, the DOI has been focused on implementing regulations to drastically reduce title insurance premiums and escrow rates by $1 billion annually. The DOI has been colorful in its depiction of the title insurance industry as a system rife with illegal kickbacks and gratuities, and the department was generous enough with its brush to paint the escrow industry as middlemen who only further drive up prices for consumers.

This included DOC licensees, who were baffled that they were lumped into a regulation proposed by a regulatory authority other than their own. The EIC spent most of last year fighting the proposal and standing beside the group was the California Land Title Association (CLTA), which linked arms with the EIC on many occasions, including a contentious day-long DOI hearing last August.

Bridges built and alliances formed, the EIC is hopeful it will be able to bring the CLTA, the California Association of Mortgage Brokers (CAMB) and the California Association of Realtors (CAR) together to hash out a proposal in time to introduce legislation in the 2008 session. While details are still sketchy at this point, Garcia said one suggestion is to bring all escrow providers under the DOCs jurisdiction.

Logistically speaking, all of the people who know escrow best are at the Department of Corporations, Garcia said. But again, the devils in the details. I couldnt give any commitment on how that might look in the end. Of course, it will have to be done collaboratively because if the other industries are flat-out opposed to it, it would obviously be a lot more difficult to do.

Craig Page, executive vice president and counsel of the CLTA, and Jack Williams, president of CAMBs executive board, both said their groups are open to the discussion, but as pen hasnt yet been put to paper, they declined to state formal opinions on the proposal. Garcia said the DOC and DOI have also been receptive to initial talks.

CAR and the DRE, which historically have been the most resistant to the idea, did not respond to a request for comment by press time.

The process of going through the Department of Insurance hearings really brought home to us once again that this is a very fractionated and confusing process, Garcia said. 2007 is paving the way. Were pleasantly surprised by the response we have received so far.

The UK Foodservice Industry Outlook to 2010 Buyer Spend and Procurement Strategies and the Impact


-UK Foodservice Industry Outlook to 2010- is a new report in association with ICD Research that analyzes how profit and cost foodservice operator and caterer companies spend, procurement strategies & practices and business are being affected by the recession. In an uncertain economic climate this report gives you access to the category-level spending outlooks, buyer budgets, supplier selection criteria, business challenges and investment opportunities of leading purchase decision makers. The report also identifies buyers and suppliers future growth, M&A and investment expectations. The research is based on an extensive survey of senior and C-level industry executives from our market leading panels.


– The opinions and forward looking statements of over 300 industry executives have been captured in our in-depth survey, of which over 90% represent Owner or C-level, Directorial & Managerial respondents – This report covers data and analysis on buyer spend, procurement and industry developments by foodservice owners, operators, caterers, wholesalers and suppliers across the UK – The report examines current practices and provides future expectations over the next 12-24 months – The research is based on primary survey research conducted by Global Markets Direct in association with ICD Research accessing its B2B panels comprised of senior purchase decision makers and leading supplier organizations – Key topics covered include buyer spend activity, procurement behaviors & strategies and how these have been affected by the recession, threats & opportunities for the foodservice industry, economic outlook and business confidence. – In the report buyers identify what suppliers need to do to maintain their business and the key actions being taken by industry players to overcome the leading business threats – The report provides qualitative analysis of the key industry threats and opportunities and contains full survey results – The geographical scope of the research is UK-wide – drawing on the activity and expectations of leading industry players across the UK


– In a positive statement for the UK foodservice industry 56% of foodservice owners/operators expect to increase their procurement spending over the next 12 months – 29% of industry buyers are seeking to engage in partnerships to optimize working capital and reduce costs – closer cooperation between suppliers and buyers is being sought during this time of market uncertainty – Only 9% of industry buyers do not regularly evaluate suppliers to ensure they meet high ethical and environmental standards

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